Myths and Truths about Life Insurance

Despite all the perks that life insurance offers, there are a number of misconceptions, myths pertaining to Life Insurance. Let’s examine them and get to the truth of the matter.

1) Myth: I cannot afford it!

Truth: If you can afford a latte you can afford life insurance!

2) Myth: I’m superstitious- it’s creepy to talk about death!

Truth: What is creepier? To leave your loved ones in financial peril when you pass or to see a black cat?

3) Myth: It’s overwhelming!

Truth: my client Elena just sent me flowers to thank me because before she met me she was overwhelmed about life insurance. She knew she needed to protect her family and I made the process smooth for her.

4) Myth: People don’t like to read long contracts and proposals.

Truth: I love to review what people have and always make it easy for them with simple words and no hassle.

5) Myth: the life insurance company may go broke if there is a global crisis!

Truth: I only work with companies rated A+ who have been in the market for over 100 years and have never ever stopped paying their claims.

Do you have a Myth or question about life insurance? Call me, let’s talk!

Susana Zinn is an Independent Life Insurance Agent based in Los Angeles, California.